List of services that Medicare doesn’t cover – Get Supplement coverage
There are many medical services that Medicare does not cover under specific circumstances. A Medicare policy analyst of the Kaiser Family Foundation says that Medicare does not cover eyeglasses, hearing aids or dental benefits of policy holder. People must have supplement coverage to cover not included services. The following are some of common medical services which are needed by older people but not paid by most of traditional Medicare:
- Eye exams:
Traditional Medicare does not cover routine eye exams for eyeglasses or contact lenses though beneficiaries are eligible for simple vision check. However, some care centers include tests for glaucoma, macular degeneration and diabetic people for annual eye examination.
There are huge numbers of seniors who need glasses or contact lenses to visualize clear even if Medicare does not provide this service. An assistant professor of law at the UCLA School of Law says in this answer that eyeglasses are something that most of the policy holders are using now days and it is common now.
- Dental care:
Traditional Medicare is not covered by routine dental checkup such as cleanings, fillings, dentures, dental plates and tooth extractions while Medicare Part A pay for certain services during emergency.
- Hearing aids and exams:
Not traditional but Medicare part B covers diagnostic hearing and balance exams to excess function but not routine hearing examinations, selecting and fitting appropriate hearing aid.
- Cosmetic surgery:
Unless a big injury or illness, Medicare not includes cosmetic surgery. It will need an extra policy for necessary procedure.
Acupuncture is a traditional Chinese medicine procedure which is not included by Medicare policy. Acupuncture means sticking needles into the skin at specific points on the body.
- Routine foot care:
Not whole Medicare but Part B of Medicare includes chiropody services (podiatrist) for better treatment of foot diseases like hammer toes, bunion deformities, heel spurs and foot exam- treatment under certain conditions. It does not include routine foot care and checkups.
- Long-term care:
Most of the Medicare Part A includes long term care in a skilled nursing facility for normal people and retirees. This is the only way to protect savings and assets from high medical expenses.
- Medical care outside the U.S.:
If a person receives treatment outside India, Medicare is not bound to pay entire expenditure. Though they are not covering entire expenses, some exceptions are also there where Medicare pays for out- country treatments.
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